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Medicare Education 101
ARE YOU TURNING 65? HAVE YOU STARTED RECEIVING MEDICARE DUE TO A DISABILITY? ARE YOU CONFUSED ABOUT YOUR OPTIONS? WE ARE HOSTING MEDICARE EDUCATIONAL SEMINARS EVERY 1ST THURSDAY OF THE MONTH FROM 12 NOON TILL 1:00 PM. AT THE CENTRAL LIBRARY'S FACEBOOK PAGE AT www.facebook.com/BirminghamPublicLibrary. JOIN IN AND GET YOUR QUESTIONS ANSWERED! CALL 205-578-8849 for more information.
LET'S TALK ABOUT MEDICARE: QUESTIONS AND ANSWERS
Every first Thursday from 12noon until 1pm on the Birmingham Library's Facebook Live page! Click below
https://facebook.com/events/s/online-lets-talk-about-medicar/583258745891253/?ti=cl
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We are here to help you get everything that you are eligible for! We provide you with a NO COST NEEDS ANALYSIS to determine what EXTRA HELP you may QUALIFY for!
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Don't forget to logon to the Birmingham Public Library's Facebook page every first Thursday at 12 noon for "LET'S TALK ABOUT MEDICARE" QUESTIONS AND ANSWERS
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What is Medicare and who can get it?
Medicare is our country’s health insurance program. Although most commonly used by people age 65 or older, some younger people are eligible for Medicare, too. Those include people with disabilities, permanent kidney failure and amyotrophic lateral sclerosis (Lou Gehrig’s disease). Medicare helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. Medicare has four parts:
- Part A—Hospital insurance;
- Part B—Medical insurance;
- Part C—Medicare Advantage; and
- Part D—Prescription drug coverage.
See the Centers for Medicare & Medicaid Services for more information.
How do I sign up for Medicare?
If you already get Social Security benefits, we’ll automatically enroll you in Medicare Hospital Insurance (Part A) and Medical Insurance (Part B). We’ll mail you all the information you need a few months before you become eligible.
Note: Residents of Puerto Rico or foreign countries won’t automatically receive Part B. They must elect this benefit.
If you don’t get Social Security benefits and are not ready to apply for them yet, you should sign up for Medicare three months before your 65th birthday.
The easiest way to apply for Medicare is by using our online application.
If you don’t wish to apply online, make an appointment by calling us at 1-800-772-1213 (TTY 1-800-325-0778), 8:00 am – 7:00 pm, Monday through Friday.
Important Information about Medical Insurance (Part B) Coverage
Because you must pay a premium for Part B coverage, you can turn it down. However, if you decide to sign up for Part B later, your coverage can be delayed and you may have to pay a late enrollment penalty for as long as you have Part B coverage. Your monthly premium will go up 10 percent for each 12-month period you were eligible for Part B, but didn’t sign up for it unless you qualify for a special enrollment period.
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